Official presentation framed photograph of Haverhill Rovers Football Club s

Payment Payment is due in sterling immediately after the sale and before purchases can be released. Payments in person can be made in the saleroom immediately after the auction, after this payments must be made by post, card transactions by telephone or electronic transfer to our bank.

Methods of Payment Graham Budd Auctions Ltd welcome the following Methods of Payment:

Credit/Debit Card We are pleased to accept major credit cards (regrettably we are unable to accept American Express card payments), for which a surcharge will be made of 3% of the transaction total. This is to cover the charge made to us by our bank. There is no charge for payments made by debit card. Sterling Bankers Draft or Building Society Sterling Cheque Drawn on a recognised UK bank or building society. Please note that the auctioneer requires seven days to clear sterling cheques and we always reserve the right to hold goods until a cheque is cleared. This policy can only be overridden if the auctioneer receives authority otherwise from the Charity for which it is acting as agent in this auction. Cash Cash payments will be accepted up to a maximum of £6,000. Electronic Transfer Our bank details are: Barclays Bank plc Sort Code: 20-71-74 Account: 60420255 Account Name: Graham Budd Auctions Ltd IBAN: GB64BARC20717460420255 SWIFT/BIC: BARCGB22 Paypal Paypal payments can be made to gb@grahambuddauctions.co.uk. Please contact the auctioneer to be notified of the Paypal charge that will need to be added to the invoice total.

Payment Payment is due in sterling immediately after the sale and before purchases can be released. Payments in person can be made in the saleroom immediately after the auction, after this payments must be made by post, card transactions by telephone or electronic transfer to our bank.

Methods of Payment Graham Budd Auctions Ltd welcome the following Methods of Payment:

Credit/Debit Card We are pleased to accept major credit cards (regrettably we are unable to accept American Express card payments), for which a surcharge will be made of 3% of the transaction total. This is to cover the charge made to us by our bank. There is no charge for payments made by debit card. Sterling Bankers Draft or Building Society Sterling Cheque Drawn on a recognised UK bank or building society. Please note that the auctioneer requires seven days to clear sterling cheques and we always reserve the right to hold goods until a cheque is cleared. This policy can only be overridden if the auctioneer receives authority otherwise from the Charity for which it is acting as agent in this auction. Cash Cash payments will be accepted up to a maximum of £6,000. Electronic Transfer Our bank details are: Barclays Bank plc Sort Code: 20-71-74 Account: 60420255 Account Name: Graham Budd Auctions Ltd IBAN: GB64BARC20717460420255 SWIFT/BIC: BARCGB22 Paypal Paypal payments can be made to gb@grahambuddauctions.co.uk. Please contact the auctioneer to be notified of the Paypal charge that will need to be added to the invoice total.

A buyer’s premium (BP) of 17.5% is applicable to all lots in this sale when bidding is conducted directly with Graham Budd Auctions either in the room or by absentee or telephone bidding. The majority of lots in the auction are offered under the Auctioneer’s Margin Scheme (AMS) and as such BP is subject to VAT (currently set at a rate of 20% in the UK). Lots offered under AMS are marked in the printed catalogue with a * symbol after the estimate. The invoice total for AMS lots will be therefore be the hammer price + 21% inclusive of VAT. Under VAT rules some lots are deemed to be zero rated (ZR) for VAT purposes, such as books, programmes, magazines, newspapers etc. ZR lots are marked in the catalogue with a ** symbol after the estimate. The invoice total for ZR lots will be therefore be the hammer price + 17.5%. On very rare occasions some lots are offered under normal VAT rules and VAT will be charged at 20% (the current rate) on both the hammer price and BP. These lots are marked in the catalogue with a † “dagger” symbol. The invoice total for a “daggered” lot will therefore be the hammer price + 41% inclusive of VAT. VAT in respect of non-EU buyers If a non-European Union (EU) buyer instructs the auctioneer to export a purchased lot outside of the EU, then the auctioneer can demonstrate proof of export and is thereby authorised to remove the VAT from the buyer’s invoice. If however the buyer is handling the export in person or through an instructed shipper outside the control of the auctioneer, the VAT will have to be paid and then reclaimed by the buyer or the buyer’s shipper at the port of departure. Buyers are reminded that it is their responsibility to comply with UK export regulations and with any local import requirements.

Internet Bidding When using the Proxibid internet bidding platform for sales at Graham Budd Auctions please note that additional fees will apply. A 3% fee (+ vat where applicable) of the hammer price applies: www.proxibid.com 3% = 20.5% in total Effective Rates for above outlined scenarios AMS Rate (AMS): 24.6%(20.5% buyers premium VAT incl. + 3.6% internet premium VAT incl.) Zero Rated (ZR): 20.5%(17.5% buyers premium + 3% internet premium) Dagger Rate (DR): 44.6%( 20 % VAT on Hammer + 21% buyers premium VAT incl. + 3.6% internet premium VAT incl.) On each bidding platform any VAT that will be applied to an invoice total in addition to the buyer’s premium will be declared at a lot-by-lot level.